Travel Insurance for International Students in the US



Travel Insurance protects you financially from any accidents or medical emergencies occurred while traveling. Depending on the insurance plan you can get insurance coverage for medical expenses, trip cancellation, travel interruptions, baggage damage, lost baggage, etc.

In this section we address the various issues regarding Travel Insurance.

Related Links
  Health Insurance
  Travel Insurance
  Family Insurance
  Car Insurance



FAQ's

I am traveling to the US from my home country (or to my home country from the US). Do I need to purchase a
Travel Insurance?

What Travel Insurance plan should I purchase?

Should I purchase a plan from a company based in my home country?

If I purchase a plan from a US based company, how should I pay?


I am traveling to the US from my home country (or to my home country from the US). Do I need to
purchase a Travel Insurance?

Travel Insurance is NOT mandatory for students coming to the US. However, it is always better to be insured as no one can predict what will happen during your travel. First and the foremost, the threats of using planes by terrorists. And then, with all these extra security measures going at the airports around the world, it is likely that sometimes your flight may be delayed. Many times the luggage is also lost during air travel. Yes, this is true. Especially when you have to change flights. Some times your luggage won't arrive with you.

Also, some diseases such as Bird Flu can be passed on during air travel.

Considering all the above factors, it is advisable to have Travel Insurance. Travel Insurance will protect you financially from these events.

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What Travel Insurance plan should I purchase?

Every insurance company has different plans to satisfy various needs of the customers. You can basically buy any plan of your choice. We suggest that you buy a plan that covers at least emergency medical situations, trip cancellation, baggage damage or lost baggage.

No matter what plan you select, please carefully read the various terms and conditions of the plan so as to make sure that the plan says what you are expecting from it.

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Should I purchase a plan from a company based in my home country?

If you are getting a cheaper deal, then of course. You can also purchase the plan from a US based company. However, you should weigh the quality of service provided by the company. It should be easy to contact the company and the company itself should be very prompt in responding to your needs. The last thing you would wish is an insurance company that is adding to your frustrations rather than helping you.

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If I purchase a plan from a US based company, how should I pay?

If you purchase a plan from a US based company, most likely, you will have to use a Credit card, a Debit card to or a check to make the payment.

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