Student / Education Loans for Studying in USA

Many banks and financial insitutions offer student / education loans for students. In this section we explore various options of loans for international students.

It is common for American students to finance their education using student loan. Student loan is provided by the US government as well as non-US government i.e., bank and other financial institution. It charges a relatively low interest rate, and normally you can start paying off your loan after graduation.

Please note that international students can apply to US Banks and insitutions for student loans, provided that they have a US citizen or Green card holder as a co-signer. This is required because in case you fail to repay the loan, your co-signer will be held responsible. You can ask your relatives or friends who are a US citizen or a Green card holder to be your co-signer. But, make sure that you do not put them into any kind of financial burden.

Related Links

  Cost of Education
  Financing Your Education
  Student Loans
  Working while Studying
  Scholarship Tips

Most student loans are only available for American citizen. However, some student loans are also available for international student. You should check the requirement for student loan very carefully. Even if student loan is rarely available for international student, you might be eligible for student loan if your status in the Arrival-Departure Record ( I-94) showing that your status is either: Refugee / Asylum Granted / Indefinite Parole / Humanitarian Parole / Cuban-Haitian Entrant, Status Pending / Conditional Entrant.

This link provides more detail on international student's eligibility for student loan from US government.

Loans provided by the US government

Please check out the following links for more information:

Contact information of State education agency in the US

Federal Student Aid

Loans provided by non-governmentl intitutions

Please check out the following links for more information:

International Education Finance Corporation

Next Student Loans

Financial Aid Resource Center

Southwest Student Service Corporation



Chase (Bank)


Wachovia (Bank)

US Bank

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